RYAN LOCHTE and three other U.S. swimmers were robbed at GUNPOINT overnight Saturday in Rio. The others were Gunnar Bentz, Jack Conger, and Jimmy Feigen.

They were in a taxi, when some guys with a police badge pulled them over. Then they pulled out guns and told them to get on the ground. Lochte said, quote, “I refused, I was like we didn’t do anything wrong.”

So one of the robbers put a gun to his forehead. He said, quote, “I put my hands up, I was like ‘whatever.’ He took our money, he took my wallet . . . he left my cell phone, he left my credentials.”